Payment Processing Fee Calculator
Work backward from the money you want to keep after payment processing fee. Edit both fee inputs to match the exact provider, contract or invoice you are using.
Calculate with assumptions you can explain.
A percentage is deducted from the gross charge, so simply adding the same percentage to your target leaves a shortfall. This calculator solves the gross-up formula and also supports a fixed payment processing fee charge.
- 01Enter the exact amount you want to receive after deductions.
- 02Copy the current payment processing fee percentage from the applicable agreement or pricing page.
- 03Add any fixed per-transaction fee in the settlement currency.
- 04Confirm the actual statement because taxes, conversion and rounding may differ.
Payment processing fee FAQ
Why does grossing up use division?
The provider takes a percentage of the larger gross amount. Dividing by the percentage you keep recovers the target more accurately than adding the fee percentage.
Where should I find the correct fee?
Use the current pricing page, contract or transaction screen for the specific payment processing fee. Rates can vary by country and payment method.
Does the estimate include tax and currency conversion?
No. Add those costs separately when they apply and verify the final payout on the real transaction statement.