Free tools for independent work

Know what to charge. Keep more of it.

Practical income calculators for freelancers, creators and solo businesses. Turn your real numbers into a confident rate in under a minute—no account, spreadsheet or guesswork.

Open free calculator Your numbers stay on your device
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YOUR SUSTAINABLE RATELIVE
$87per billable hour
Day rate$696
Annual target$100k
Rate confidenceHealthy
Hidden costsIncluded
Built for the independent economy
4 FREE TOOLSNO SIGN-UPPRIVATE BY DEFAULTINSTANT RESULTS

Freelance hourly rate calculator

Start with the income you want, then account for expenses, non-billable time and a tax buffer.

Price the work. Protect the payout.

Project price calculator

Convert estimated effort into a fixed project quote with room for complexity and revision rounds.

Formula: hours × hourly rate × complexity × revision allowance. Your contract, risk and client value may justify a different quote.

Platform fee calculator

Work backwards from the amount you actually want to receive.

Invoice or list price$1,250

Estimated fee: $250

Better pricing starts before the number.

Short, practical explanations that help independent workers use the calculators without copying someone else’s rate.

7 MIN READ

Why billable hours are not the same as working hours

Admin, sales, learning and unpaid communication still consume the week. A sustainable rate spreads income across only the hours a client can actually be billed for.

  • Track two normal weeks before estimating
  • Keep vacation and slow periods out of billable capacity
  • Recalculate when your workload changes materially
6 MIN READ

When a fixed project price is safer than hourly billing

Fixed pricing works when the outcome and boundaries are clear. It rewards efficiency, but only when revision limits, access and exclusions are written down before work begins.

  • Quote assumptions beside the price
  • Take a deposit before reserving time
  • Price uncertainty instead of silently absorbing it
5 MIN READ

How marketplace fees quietly cut your real rate

A percentage fee is taken from the amount charged, so simply adding the same percentage does not fully recover it. Working backwards from the desired payout gives the correct list price.

  • Include payment processing when applicable
  • Check whether fees are calculated before or after tax
  • Review platform terms when percentages change

Build a calmer independent business.

Useful categories to research after your rate is clear. Some links may become affiliate links, at no extra cost to the reader.

01

Contracts & proposals

Define scope, payments and revision boundaries before delivery.

PARTNER SLOT
02

Time & profitability

Compare estimated hours with the work a project really consumed.

PARTNER SLOT
03

Invoices & payments

Make it easy for international clients to pay on time.

PARTNER SLOT

Clear formulas. Private inputs. No fake certainty.

RateMint is a free collection of planning tools for freelancers, creators and solo businesses. Every calculator runs in your browser. We do not ask for an account and we do not store the financial values you enter.

Results are estimates, not tax, legal or financial advice. Real prices depend on experience, market, location, contract risk and the value of the outcome. Use the result as a reasoned starting point.

Transparent assumptionsNo saved inputsFree core tools